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One of the buzzwords
in the employee benefits world today is “wellness,” which
is a very broad concept that attempts to achieve the goal of creating
a healthier workforce (and dependence), thereby potentially reducing health
insurance and workers’ compensation costs, while simultaneously
adding a “benefit” that employees value and appreciate.
There are many possible
ways of approaching that goal, and we can work you through the alternatives.
Many employers below 250 or even 500 employees will see little impact
on their health insurance premiums even if the employee populations overall
health is improved, based on the way many fully-insured plans are priced
and renewal rates are determined, but the financial rewards of a healthier
workforce can still be dramatic, just based on reduced sick-time, less
lost time due to smoking breaks, and fewer workers’ compensation
claims. (For example, one well-known, national study showed that the workers’
compensation losses among employees consider obese are dramatically higher
than for other employees.)
Matria
Disease Management™
Did you know?
- 15 percent of
employees drive 85 percent of healthcare costs.
- Chronic conditions
account for 78 percent of spending on healthcare services.
- More than 45 percent
of Americans have been diagnosed with a chronic disease.
- Healthcare spending
is currently at more than $2 trillion, and is expected to rise to $2.8
trillion by 2011.
Key
Cost Drivers
Most healthcare costs are driven by unnecessary hospitalizations, emergency
room visits and prescriptions due to poor medication compliance, deviation
from treatment plans, and lack of patient self-management skills. With
65 percent of the US population either overweight or obese, more Americans
are developing chronic conditions than ever before. Obesity is the leading
cause of heart disease, cancer, stroke, and diabetes, according to the
Centers for Disease
Control (CDC).
Other causes of chronic
conditions are poor but preventable lifestyle behaviors, such as poor
diet, lack of exercise, and smoking, as well as lack of adequate medical
care due to high costs and preventive programs for at-risk individuals.
How
Can Matria Help?
Rather than managing the costs for healthcare, disease management programs
manage the care of the patient to ensure better outcomes. Emphasis is
placed on prevention, early detection, patient education, and self-care
to reduce the need for physician office visits and expensive hospital
care. Program results clearly show enrollees in disease management programs
have fewer overall healthcare costs.
Matria’s Disease Management Program is known for the breadth and
depth of its clinical expertise and for its unmatched experience in case
management, utilization management, nurse line, and cancer disease management.
In addition to managing the most prevalent chronic conditions affecting
the US population, Matria offers the industry’s leading disease
management program for cancer – currently managing over 40 types
of cancer.
For more information,
CLICK
HERE. |
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